Parents
MACU Products for Kids & Teens
It's never too early to start teaching your children critical money management skills. That's why Mountain America has developed exclusive savings accounts specifically for kids and young adults.
Mountain Explorer Account
- For children 12 and younger
- Piggy Bank with each new account
- Various prizes for designated savings landmarks ($100, $200, $300, $400, $500)
- Sticker with each deposit
- Eligible for a Mountain Climber term deposit
Mountain Adventurer Account
- For young adults ages 13-17
- Quarterly drawings for iPods® and other cool prizes*
- Checking account available with a parent or guardian co-signer**
- Debit card available with a parent or guardian co-signer**
- Eligible for a Mountain Climber term deposit
mChoice
Whether your young adult is off to school, off to work or off on their own, Mountain America has the perfect account for your 18-27 year-old’s fast-paced life. The mChoiceSM account makes taking care of finances simple and gives FREE benefits.
First choose any 3 of these valuable Mountain America products or services:
- Free Checking***
- Free Visa® Credit Card**
- Student Loans
- Auto Loans**
- Auto Insurance†
- First Time Mortgage Loans**
Then get these great benefits FREE:
- Free box of checks (with Free Checking)
- Free Mountain Climber Term Deposit - open with just $25, deposit up to $3000/year
- Free Identity Theft Protection Service
- Free Bill PayerSM
- Free unlimited access to MACU2GoSM - access your account from your handheld Internet-enable device
- Free financial consultation
Get your young adult started on the right track. Open an mChoice account by simply stopping by your nearest Mountain America branch today.
Open An Account Today!
It's never too early to open an account for your children. MACU makes it easier than ever. Visit one of our branches to open an account today.Click here to find the nearest branch location.
Or call us at 1-800-748-4602
Mountain Climber Term Deposit
Help your kids save for the long term with a Mountain Climber Term Deposit. They’ll learn the value of investing as they save for a long-term goal like financing their college education.
- For anyone 27 and younger
- Earns term deposit dividend rates, which are higher than regular savings account rates
- Minimum opening deposit of $25
- Add to the term deposit throughout the year (up to $3,000)
- One - two - three - four - or five - year terms available
Student Loans
Student loans are a great way to fund your kid’s college education, and Mountain America can help you with that funding. We offer the following Education Loans:
- Education Line of Credit**
- Education Repayment Loan**
- Federal Stafford Loans (Subsidized & Unsubsidized)
- Federal Graduate/Professional PLUS Loan**
- Federal PLUS Loan**
Besides saving you money with our low, competitive loan rates, we can save you even more with 0% Origination!
Mountain America is dedicated to helping you find the right solutions to finance your education. Call us today at 1-800-748-4302.
For more information about financing college, visit the Utah Higher Education Assistance Authority www.uheaa.org or UtahMentor at www.utahmentor.org.
*Rules available upon request
**Subject to credit approval
***Other Checking products also available.
† Insurance products are not deposits of Mountain America Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by the Credit Union and may be subject to risk.
